Spending wintertime in Florida

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Spending wintertime in Florida
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Spending wintertime in Florida

Information, hints and advice to live a snowbird’s dream

How I found my own holiday home in a 55+ community

‘The two most beautiful things are the homeland from where we originate and the homeland where we are going to.’

Heinrich Jung-Stilling

Do you want your dream to come true? Set yourself a fixed time date. This report of experience leads you to a concept of realizing your dream.

All questions concerning the region, the right place, the right community and the right home will be answered.

Step by step you will be led to your decision of buying, including all aspects of costs, travel and resident topics, renting out and selling, as well as hints and tips on literature and internet sites.

Table of contents

Abstract

In the beginning there was a dream

Choosing the region in Florida

Choosing the right location

Choosing the right community

Choosing the right house

Decision to buy

What happens in the buying process?

The offer

Purchase agreement

Closing the deal and title

Other documents

Questions and answers concerning costs

What are the initial costs of buying this house?

What do I have to pay for and how much?

Which other initial (one time) costs are there for me?

Which running costs are there per month / year for me?

Which other costs are likely to arise?

Which one time costs of repair have occurred during the first year of owning the used house?

How do I manage bank business

Who does the manual work all around the house?

Renting out

Everything about our community

Are there alternatives?

Duration of stay, visa and ESTA

Selling the house

Tax questions

Tips and hints on literature and internet pages

Imprint

Sources of supply

Abstract

Prices of homes in the US are still historically low. Interest on money in Europe is also historically low. Real estate is interesting for investing especially with the economic downshift in Europe.

A generation of best agers is growing with all intentions of making something out of this part of life.

Why not realizing the dream of owning a nice holiday home in Florida for a number of years to escape the dreadful European winter months in exchange for warm sunshine? All this would take place in the company of nice people with activities of all sorts and in abundance?

What would you think if all this wouldn’t only be very easy to do but on top be quite affordable, too?

In this report the author tells the story of his dream and outlines - out of his own experience – step by step - how he and his wife put it into reality.

He describes vividly how they chose the right region, place and community for them in Florida and finally the right house to buy.

On these pages the crucial findings to make a decision are put together and brought to a point without unnecessary filling text. In reading this ‘Instruction to spend the winter months in Florida’ you save on buying, reading and evaluating numerous books or internet sites, which often just barely touch aspects of the topic.

The author and his wife decided on a first class gated 55+ community and a 1997 fully furnished ‘pre manufactured’ (former model) home at the cost of totally 43.000 US dollars and a monthly all inclusive land and community fee of 900 US dollars. This fee covers all expenses and amenities of the house and the community.

Until their own actual retirement and the longer use of the home then they rent it out in Florida’s main winter season (November – April). Most of the regular expenses are obtained and covered that way.

In this report of own experience all questions before and during the buying process are answered, as well as those concerning the maintenance following.

Tips and hints on recommended literature and internet sites round up this report.